Single-Parent Captives

Single-parent captives, also known as pure captives, are tailored insurance solutions created by a parent company to insure its own risks. This model provides a high level of control over risk management, making it a popular option for companies looking to retain more risk, lower insurance costs, and stabilize cash flow.

At Creative Captive Solutions LLC, we specialize in designing single-parent captives that offer flexibility, improved coverage, and long-term cost savings. By utilizing a single-parent captive, companies can directly control underwriting profits, investment income, and claims management, ultimately driving efficiencies in their risk management strategies.

Key Benefits of a Single-Parent Captive Include

Customized Coverage

The parent company can design policies tailored to its specific risks, avoiding the limitations of the traditional insurance market.

Cost Efficiency

Captives enable the parent company to reduce insurance premiums, avoid market fluctuations, and retain underwriting profits that would otherwise go to commercial insurers.

Enhanced Risk Control

As the owner, you gain direct oversight over claims management, underwriting, and investment strategies, leading to more effective and transparent risk management.

Access to Reinsurance Markets

Single-parent captives provide access to global reinsurance markets, allowing companies to mitigate large risks while maintaining a streamlined operation.

What Is a Casualty Group Captive?

In a traditional insurance model, businesses pay premiums and rarely see a return on their investment, regardless of how well they manage their risks. With a casualty group captive, your business becomes part of a larger group of companies that share similar risk profiles. Instead of paying premiums to a commercial insurer, the group forms its own insurance entity, where member companies assume a portion of each other’s risks.

This creates a more aligned and engaged risk management culture among the members, as they have a financial stake in the performance of the group. Captives are especially beneficial for businesses with strong safety programs and low claims histories, enabling them to take control of their insurance destiny and earn underwriting profits.

Why Choose Creative Captive Solutions LLC?

Our team at Creative Captive Solutions LLC guides clients through the entire process, from initial feasibility studies to captive formation and ongoing management. We leverage our expertise to ensure that your captive is compliant with regulatory standards while maximizing its financial benefits. Whether you’re looking to optimize your risk retention strategy or reduce reliance on traditional insurance, Creative Captive Solutions LLC offers the experience and support necessary for your success.